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Mortgage Payment Calculator

Your monthly mortgage payment amount depends on several factors. First, you should have an idea of how much your down payment will be.  In addition to the traditional 20% down payment option, there are also many low and no down payment options available for first time home buyers.  The length of the loan–how many years you have to pay it off–will affect monthly payments as well. See the chart below to see how the length of the loan affects the payments.

Today’s Mortgage Rates*

30 Year FRM 3.02%
15 Year FRM 2.58%
FHA 30 Year Fixed 2.45%
Jumbo 30 Year Fixed 3.40%

*We are not a mortgage company and cannot in any way guarantee rates. Please consult with a qualified mortgage planner or financial adviser.



To figure out your monthly mortgage payment, fill in the information below in the mortgage calculator.

  • How Interest Rates Affect Your Monthly Mortgage Payments

    This chart shows the amount of interest plus principal you will pay for every thousand dollars for the price of a home, depending on the interest rate.

    So if you purchased a home for $100,000 and you got a 30 year mortgage at a 4.0% interest rate you would pay $477.42 each month towards the interest and principal of the loan (not counting tax or insurance).

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